Tag Archives: jobs

Pet Peeve Watch: I. Am. Not. A. Guest.

Mother Jones

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Yet another store has been hacked, losing data on millions of credit and debit cards. This time the victim was Target, but it could have been anyone. Once again, corporate America has demonstrated that it couldn’t care less about customer security and privacy.

But you already knew that. Instead, I’m curious whether I’m alone in hating, hating, hating this particular euphemism from Target’s CEO:

Target’s first priority is preserving the trust of our guests and we have moved swiftly to address this issue, so guests can shop with confidence. We regret any inconvenience this may cause.

I. Am. Not. A. Guest. A guest is someone I invite into my home and ply with free food and drink. Because, you know, they’re my guest. Target doesn’t do that. They sell me stuff. I pay for it. (Probably with cash from now on.) I can complain about poor service. I can return stuff I don’t like. I can choose what I want to buy and what I don’t. That makes me a customer. Not. A. Guest.

So knock it off.

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Pet Peeve Watch: I. Am. Not. A. Guest.

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Most Americans Have No Clue How Health Insurance Works in America

Mother Jones

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EBRI has released its annual workplace benefits survey, and for the most part it’s a triumph of status quo bias. Most people are fairly satisfied with their benefits and not especially eager for change. But there’s one particular question that produced a different response. Here it is:

I’m scratching my head a bit over this. The thing is, employer health insurance is the gold standard of American health insurance. Sure, every year employee cost sharing rises and copays go up, but it’s still great compared to nearly all individual plans. Deductibles are small and out-of-pocket maxes are low. Plus it’s nontaxable. If you have a choice between employer insurance and individual health insurance, about 99 percent of the time you’d be crazy not to take the employer plan.

And yet, 66 percent (!) of respondents wanted to go out and choose a plan on the open market and then get reimbursed in one way or another. The only thing I can figure is that this demonstrates just how little most people know about health insurance. They have no idea that the full value of employer health insurance is free of income tax, which makes it a great deal compared to spending your own money. Nor, as so many people are suddenly discovering about Obamacare, do they realize that individual plans usually have large deductibles and stratospheric out-of-pocket maxes. For those reasons, buying an individual plan on the open market and then getting reimbursed for it is almost certainly a losing proposition.

Maybe I’m missing something here, and people understood the question differently than me. But on the surface, this sure seems to indicate that most Americans simply have no clue about how health insurance works in this country.

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Most Americans Have No Clue How Health Insurance Works in America

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Even Doctors Believe in Obamacare’s Death Panels

Mother Jones

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I learned something new this morning. Two things, actually. First, Sarah Kliff points us to a recent study telling us that even a lot of doctors believe that Obamacare institutionalizes death panels:

This is just a survey of head and neck doctors, so maybe they’re just especially ignorant among the MD set. But probably not.

So what else did I learn? Well, Obamacare has never had death panels in the sense of the question above, but it does reimburse physicians for having end-of-life conversations with their patients. You know, so they can decide about things like DNR notices, how much extraordinary care they want, living wills, and so forth. All perfectly sensible, except that it’s what prompted the death panel nonsense in the first place.

And it’s gone. I didn’t know that. Apparently, after the New York Times put it on the front page in 2011, this provision was eliminated. So the yahoos won another victory, and it didn’t stop the death panel talk anyway. Hooray.

UPDATE: Thanks to a tweet from Austin Frakt, I did a little more digging and it turns out that a weakened version of end-of-life counseling remained in the bill and was implemented by a new regulation adopted in 2010:

The final version of the health care legislation, signed into law by President Obama in March, authorized Medicare coverage of yearly physical examinations, or wellness visits. The new rule says Medicare will cover “voluntary advance care planning,” to discuss end-of-life treatment, as part of the annual visit.

Under the rule, doctors can provide information to patients on how to prepare an “advance directive,” stating how aggressively they wish to be treated if they are so sick that they cannot make health care decisions for themselves.

So if a patient asks about end-of-life treatment, doctors are allowed to talk about it and bill the time as an office visit. Death panels!

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Even Doctors Believe in Obamacare’s Death Panels

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2014 Could Be a Good Year For President Obama

Mother Jones

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A couple of days ago I wrote that 2013 had been a rough year for President Obama:

It started with the fiscal cliff showdown and then barreled straight into Scandalmania (Benghazi+IRS+AP subpoenas); Edward Snowden and the NSA leaks; the Syria U-turn; the government shutdown; and finally the Obamacare website debacle.

Steve Benen takes a look at these same events and pushes back:

Twice congressional Republicans threatened debt-ceiling default; twice Obama stood his ground….Congressional Republicans shut down the government to extract White House concessions. Obama and congressional Democrats stood firm and the GOP backed down….forged an international agreement to rid Syria of chemical weapons….The “scandals” the media hyped relentlessly in the spring proved to be largely meaningless.

Nice try! And there’s something to this. Obama did manage to squeeze out “victories” in the fiscal cliff and government shutdown fights, Scandalmania mostly turned into a nothingburger, and Syria and Iran may yet turn out to be foreign policy wins.

But at best, that’s for the future. For now, 2013 just looks a year that Obama barely survived, bruised and bloody. It’s possible that the other guy looks even worse, of course, and after watching John Boehner’s press conference a couple of days ago, I’d say it’s fair to think so.

The good news, such as it is, is that all this stuff might set up Obama for a decent 2014. If Republicans realize it’s pointless to pick more debt ceiling fights; if Obamacare starts working smoothly; if we strike a decent deal with Iran; and if the economy picks up—if all those things happen, then 2014 will look pretty good. It probably can’t look much worse.

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2014 Could Be a Good Year For President Obama

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This Might Be the Most Jaw-Dropping Tale of Fraud You Read This Year

Mother Jones

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Yesterday, a friend emailed to complain about this headline at NBC News:

Climate change expert’s fraud was ‘crime of massive proportion,’ say feds

Technically, this headline is correct. It’s about a guy who’s a climate change expert. And he did perpetrate a fraud. The thing is, his fraud had nothing to do with the fact that he’s a climate change expert. So why make it sound that way in the headline? Is it just clickbait for the fever swamp denier crowd?

And yet! You really, really ought to click the link and read the story anyway. Just ignore the ridiculous headline and dig in. This really is one of the more remarkable fraud stories of the year. I guarantee your mouth will be hanging open by the time you finish it.

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This Might Be the Most Jaw-Dropping Tale of Fraud You Read This Year

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Raw Data: Inflation Is Going Down, Down, Down

Mother Jones

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Via the Wall Street Journal, here’s how inflation has been doing over the past year. Long story short, it’s been declining steadily since the end of 2012 and is now running at about a 1 percent annual rate. Bottom line: we should be worried about unemployment, not inflation. Until the labor market gets tighter, inflation just isn’t likely to be any kind of serious problem.

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Raw Data: Inflation Is Going Down, Down, Down

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Guess Who Gets the Most Brazen Federal Inflation Adjustment in the Country?

Mother Jones

I learned something new today. Apparently the federal government has a cap on the amount it’s willing to reimburse contractors for the salaries of their employees. If someone makes $50,000 per year, no problem. You can charge the feds for their entire salary if they’re working on government business. But if your company’s CEO makes $3 million per year, you can’t charge it all back to the feds even if 100 percent of the CEO’s time is spent on government contracts. The limit, set in 1998, was $340,000.

This cap was allowed to rise with inflation, so you’d figure that by 2011 it would be around $467,000. But no. It was $763,000. Why? Because ordinary inflation adjustments are for chumps, that’s why. For purposes of charging CEO overhead to the federal government, the cap was set at “the median amount of the compensation provided for the five most highly compensated employees of all publicly owned U.S. corporations with annual sales in excess of $50 million for the most recent fiscal year.”

Isn’t that fabulous? When it comes to the minimum wage, we don’t index for inflation at all. But for CEOs earning top-one-percent pay, we not only index for inflation, we index to the rise in CEO salaries. And since CEOs have been relentlessly voting themselves ever more astronomical compensation over the past few decades, we know that number is going to rise a whole lot faster than piddly old CPI. Ka-ching.

This comes via Lydia DePillis, who’d like to talk about raising the compensation floor, not just cutting the CEO cap back down to size. Good luck with that.

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Guess Who Gets the Most Brazen Federal Inflation Adjustment in the Country?

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One of the Films on This Year’s Black List is an Alternate History of Stanley Kubrick Faking the Moon Landing

Mother Jones

On Monday, this year’s Black List—the annual list of the best unproduced scripts in Hollywood as voted on by over 250 studio executives—was announced via Twitter. This list features 72 titles, six fewer than last year’s. Previous Black Lists have included what would become three of the last five Best Picture Academy Award winners: Argo, The King’s Speech, and Slumdog Millionaire. Being on the list gives your script roughly a 120 percent higher chance of getting made into a feature film by a studio than if it were an average unproduced script.

One of the screenplays inducted onto this year’s Black List (check out the complete list here) is by self-described “newbie” Stephany Folsom, and is intriguingly titled, 1969: A Space Odyssey or How Kubrick Learned to Stop Worrying and Land on the Moon (an obvious reference to both the title of Stanley Kubrick’s classic black-comedy satire from 1964, and to the director’s 2001: A Space Odyssey from 1968).

Folsom’s 108-page script (a drama) focuses on “Barbara,” a lone wolf working in the publicity department at NASA’s office in Washington, DC, in 1969. The story is an alternate history of how, as the Cold War rages, Barbara reaches out to and convinces acclaimed director Stanley Kubrick to work with NASA to fake the moon and one-up the Soviets.

“Hijinks ensue,” Folsom says.

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One of the Films on This Year’s Black List is an Alternate History of Stanley Kubrick Faking the Moon Landing

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New French Book Will Become Important When It’s In English

Mother Jones

Tyler Cowen says today that “The forthcoming Thomas Piketty book will be very important.”

That “will be” is sort of interesting. You see, the name of the book is Le capital au xxie siècle, and it was published three months ago. But no one is talking about it. Presumably, it will become very important—and very talked about—only next March, when Capital in the 21st Century hits the shelves.

I don’t have any grand point to make. It’s just interesting that fluent French is now so rarely spoken among American academics that an important French book can’t even get the time of day until its English translation comes out. It makes sense that widespread conversation would have to wait, since you can’t very well have that until lots of people have read the book, but you’d think there would be at least a few reviews out there along with a bit of discussion. But if there has been, I’ve missed it.

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New French Book Will Become Important When It’s In English

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American Education: It’s Both Better and Worse Than You Think

Mother Jones

On Friday I excerpted an interview with M. Night Shyamalan in which he said that America practices “education apartheid.” If you look at just white kids, he said, “We beat everyone. Our white kids are getting taught the best public-school education on the planet. Those are the facts.”

Bob Somerby calls this “absurdly inaccurate,” and he has a point. Shyamalan is exaggerating, and I sloppily let it pass because I wanted to address what I thought was his primary point. So allow me to revise and expand a bit. Not as an excuse for a hurried post, but just to explain how I view this stuff.

For starters, when I look at international test scores, the first thing I usually do is toss out the scores from most Asian countries. Don’t worry: I don’t expect anyone else to do this, and I’m not claiming that any fair assessment should throw them out. But frankly, I just don’t care how well South Korea does, because I know how they do it. They do it by making their kids’ lives a living hell, schooling them for a dozen hours a day or more and then ruining their lives based on a single day or two of testing when they’re 17. As a result, they get high test scores. But who cares? I think we all know that you can get high test scores by cramming your brains out like that. It tells us nothing, and I very much doubt that it actually produces better-educated adults in the long run. It merely produces kids who can produce eye-popping standardized test scores at age 17.

So I toss out the fabled Asian miracle countries. Then I look at the rest. Do American kids outscore everyone else? Nope. Somerby is right about that. But that’s missing the forest for the trees. Let’s all agree that Shyamalan is both cherry picking a bit and inflating his claims. Two Pinocchios for Shyamalan! Instead, let’s just make the more accurate claim: If you compare America’s white kids to those of most other countries—aggregating all the evidence, not just one or two data points—they do pretty well. Not spectacularly well, but pretty well. I think a fair observer would conclude that these kids were getting a pretty good education. Probably as good or better than most other countries in the world.

And that claim, even though it’s more modest, is important. It means that American education isn’t, either philosophically or foundationally, a disaster area. Nor is it in decline. For most American children, it works fine and it doesn’t need radical changes. Rather, there’s a small subset of American children who have been badly treated for centuries and continues to suffer from this. We do a lousy job of educating them, but it’s not because we don’t know how to educate. We’ve just never been willing to expend the (very substantial) effort it would take to help them catch up.

Anyone who disagrees with this conclusion is welcome to argue about it. But I think it’s one of the paramount facts about education in America. If you ignore it, your diagnosis of our educational problems is almost certain to be badly wrong. In the end, the fact that Shyamalan recognizes this so forthrightly strikes me as more important than the fact that he gets a little too far over his skis when he talks about it.

As for Shyamalan’s proposed five-point plan to fix things, I’ll repeat that I don’t think they’re silver bullets or that they’re unassailable. But as a group, they struck me as pretty reasonable compared to most of the educational reforms that dominate our conversation. For that reason, I welcome his debut into the ed wars.

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American Education: It’s Both Better and Worse Than You Think

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