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Murder Is Up, But Don’t Blame Ferguson Yet

Mother Jones

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Earlier this year, the news was full of reports about cities in which the murder rate had increased 30, 40, even 50 percent since 2014. Was it the fault of Ferguson, which prompted so much anti-police animus that cops started pulling back, afraid to do their jobs for fear of being the target of angry mobs and the evening news?

That’s a hard question to answer, but the first order of business is to figure out if the murder rate has really gone up in the first place. The FBI won’t have official figures for a long time (they’re still working on 2013), but a couple of months ago the Brennan Center took a crack at this and estimated that the murder rate for all of America’s largest cities was up 11 percent this year. That’s a lot less scary than 50 percent, but it’s still a pretty sizeable increase. Heather Mac Donald is unhappy that liberals are trying to downplay it:

Good policing over the past two decades produced an extraordinary 50% drop in crime. America isn’t going to give all that back in one year. The relevant question: What is the current trend? If this year’s homicide and shooting outbreak continues, those 1990s violent crime levels will return sooner than anyone could have imagined.

….Cops making arrests in urban areas are routinely surrounded by bystanders, who swear at them and interfere with the arrests. The media and many politicians decry as racist law-enforcement tools like pedestrian stops and broken-windows policing—the proven method of stopping major crimes by going after minor ones.

….To acknowledge the Ferguson effect would be tantamount to acknowledging that police matter, especially when the family and other informal social controls break down. Trillions of dollars of welfare spending over the past 50 years failed to protect inner-city residents from rising predation. Only the policing revolution of the 1990s succeeded in curbing urban violence, saving thousands of lives. As the data show, that achievement is now in jeopardy.

First things first: no one thinks that “good policing” is responsible for the massive drop in violent crime over the past two decades. It may be part of the reason, but it’s certainly not the whole reason, or even the main reason. And pedestrian stops and broken windows are the subject of intense controversy. They’re the farthest thing from “proven” you can imagine. This is true whether or not you believe that gasoline lead played a role in the big crime drop of the 1990s. MacDonald is engaging in absurdities when she suggests otherwise.

Nor have “family and other informal social controls” broken down. Not in any way that affects the crime rate, anyway. The evidence against this hypothesis is overwhelming. It needs to die a decent death.

Finally, it’s worth noting that because the number of murders is relatively small, it’s not unusual to see fairly large annual changes. We won’t know for years whether the murder rate really went up 11 percent in 2015, but even if it did, it wouldn’t be that surprising. Between 1985 and 2012, the FBI recorded five years in which the murder rate in America’s largest cities increased or decreased by more than 10 percent.

That said, an 11 percent spike is still substantial. If it’s real and persistent, it deserves attention. No one should pretend that it’s just a “modest” increase or a “small blip.”

My recommendation: Both sides should cool it. Mac Donald is right to be concerned that this year’s increase could be bad news if it marks the beginning of a trend. We should keep a close eye on violent crime data—not just murder rates—over the next year or two. At the same time, liberals are right to be skeptical that the “Ferguson effect” is a long-term problem. Most likely, everyone will either adjust to it or forget about it by this time next year. And both sides should be concerned about finding the right policing balance in an era of ubiquitous cell phones and body cams.

Waiting too long to acknowledge a problem can sometimes be disastrous, but a few months is a pretty short time and murder is a pretty small sample set to draw any firm conclusions from. Everyone should calm down a bit and wait to see what the next year or two bring.

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Murder Is Up, But Don’t Blame Ferguson Yet

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First-ever national wild bee map reveals farmland at risk

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First-ever national wild bee map reveals farmland at risk

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Key Moments From the Democratic Debate

Mother Jones

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The third democratic presidential debate was held Saturday night at Saint Anselm College in New Hampshire, and it covered a wide range of issues, from terrorism and the heroin epidemic to family leave and student debt. Former Maryland Governor Martin O’Malley ratcheted up his attacks on his rivals, while Hillary Clinton seemed more assured of her place as the presumptive Democratic nominee, training her fire on her Republican opponents. Sanders entered the debate with his campaign in damage-control mode over news that at least one of his staffers had improperly accessed the Clinton campaign’s voter date, but he still managed to mount a solid performance. Here are some of the most memorable moments from Saturday’s debate:

Bernie Sanders apologizes to Hillary Clinton for his campaign’s breach of her voter data: On Friday, news broke that a at least one Sanders campaign staffer had accessed portions of the Clinton campaign’s voter data when a firewall—maintained by a contractor—had temporarily failed. (See here for an explainer on the data flap.) The staffer that took advantage of this data breach was promptly fired by the campaign. Asked about the controversy, Sanders provided some brief background on the incident, but then promptly apologized to Clinton, a moment that garnered great applause from the audience. “I want to apologize to my supporters,” Sanders added. “This is not the type of campaign that we run, and if I find anybody else involved in this, they will also be fired.”

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O’Malley accuses Sanders and Clinton of flip-flopping on gun control: Moderator Martha Raddatz asked the candidates about a recent poll showing that more Americans believe that arming people, rather than stricter gun laws, is the best defense against terrorism. Clinton came down strong against this idea, and Sanders spoke in favor of strengthening background check laws and closing the gun show loophole. The exchange got testy when O’Malley forced his way into the exchange, over the protests of the moderators, to talk about his record of passing an assault weapons ban in Maryland. He accused Sanders of voting against gun control policies in the past and Hillary Clinton of flip-flopping on the issue. Sanders and Hillary were not pleased with that characterization:

“Whoa, whoa, whoa, lets calm down a little bit Martin,” said Sanders. “Yes, lets tell the truth, Martin,” Clinton said. She added: “I actually agree with Governor O’Malley about the need for common sense gun safety measures. And I applaud his record in Maryland. I just wish he wouldn’t misrepresent mine.” Here’s the full exchange:

Hillary’s empty podium: After a short first commercial break, ABC news turned back to debate coverage before Hillary Clinton had returned to her podium. Several of the initial shots of the stage showed her empty podium in the middle of the stage—a move that flouts general debate coverage etiquette. Clinton returned to the podium less than a minute after the coverage began and said “sorry.”

“Should corporate America love Hillary?” Moderator David Muir asked Clinton about her record with corporate America—last time she ran for president, Fortune featured her on its cover with the tagline “Business Loves Hillary.” Muir asked, “should corporate America love Hillary?” Hillary answered with a smile, “Everybody should!” Asked the same question—”will corporate America love a President Sanders?”—the senator responded quite differently. “No, I think they won’t,” Sanders said matter-of-factly. “The CEOs of large multinationals may like Hillary. They ain’t going to like me and Wall Street is going to like me even less.”

Bernie Sanders dodges question on racial profiling of Muslims: Muir asked Sanders to discuss racial profiling of Muslims. He pointed to the couple behind the shooting rampage in San Bernardino, whose neighbors said they grew suspicious after seeing packages being delivered to the couple’s home, but did not report them for fear of being accused of profiling. Muir asked Sanders what he would say to Americans who “are afraid to profile.” Sanders delivered a glib response: “Well, the answer is, obviously, if you see suspicious activity, you report it,” said Sanders. “That’s kind of a no-brainer. You know, somebody is loading guns and ammunition into a house, I think it’s a good idea to call 911. Do it.” When pressed to answer the question about racial profiling, Sanders instead spoke about his economic policies.

Hillary Clinton doesn’t really understand how encryption works: In light of the alleged use of encrypted communications in planning the Paris terrorist attacks, moderator Raddatz asked Clinton whether she would pass a law requiring tech companies to give the government access to encryption keys—a move that Silicon Valley opposes. Clinton responded with something of a non-answer, admitting that she doesn’t understand how encryption technology works and calling for a middle ground between encryption and non-encryption: “I would hope that, given the extraordinary capacities that the tech community has and the legitimate needs and questions from law enforcement, that there could be a Manhattan-like project, something that would bring the government and the tech communities together to see they’re not adversaries, they’ve got to be partners.”

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Key Moments From the Democratic Debate

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Carly Fiorina Really Likes to Make Shit Up

Mother Jones

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Carly Fiorina said this last night:

One of the things I would immediately do, in addition to defeating them here at home, is bring back the warrior class — Petraeus, McChrystal, Mattis, Keane, Flynn. Every single one of these generals I know. Every one was retired early because they told President Obama things that he didn’t want to hear.

In real time, I mentioned that David Petraeus wasn’t “retired early” because he told Obama something he didn’t want to hear. He resigned after it was discovered that he was having an affair. And how about Jack Keane? Here’s what he said on Fox Business:

STUART VARNEY: Did you in fact, general, give advice to President Obama, which he didn’t want to hear and didn’t take?

JACK KEANE: No, I have never spoken to the president. That’s not accurate, and I never served this administration. I served the previous administration.

McChrystal, of course, famously resigned after he and his aides trashed a bunch of civilian officials in the pages of Rolling Stone.

Remarkably, though, Mattis and Flynn really did have disagreements with the White House. So Fiorina was 40 percent right. That kind of dedication to accuracy explains a lot about her tenure at HP, I guess.

And as long as we’re on the subject of explicit lies, how about Donald Trump doubling down on his claim that he “strongly” opposed the Iraq war? Why is it that none of the other candidates have ever called him on that? Are they really that afraid of him?

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Carly Fiorina Really Likes to Make Shit Up

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Don’t Blame Ted Cruz for Facebook’s Sins

Mother Jones

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A Guardian headline today blares: “Ted Cruz using firm that harvested data on millions of unwitting Facebook users.” Interesting! But you sure have to read a long way into the story to figure out what the real problem is. Is it the fact that Cambridge Analytica—the firm Cruz is using—compiled “psychographic profiles” of Facebook users? Nah. Call it what you will, but that’s practically old hat these days. Is it that fact that Dr. Aleksandr Kogan, founder of CA’s parent, paid users of Mechanical Turk a dollar to fill out a questionnaire and turn over their Facebook profiles? No again. If people want to sell their profiles for a dollar, they can do it. So what’s the problem?

Crucially, Kogan also captured the same data for each person’s unwitting friends. For every individual recruited on MTurk, he harvested information about their friends, meaning the dataset ballooned significantly in size. Research shows that in 2014, Facebook users had an average of around 340 friends.

….By summer 2014, Kogan’s company had created an expansive and powerful dataset. His business partner boasted on LinkedIn that their private outfit, Global Science Research (GSR), “owns a massive data pool of 40+ million individuals across the United States — for each of whom we have generated detailed characteristic and trait profiles”.

Consumer research firms do this kind of stuff routinely, so there’s not really any big news here. And if there’s anyone at fault, it’s our old friend Facebook. Once again, they’re allowing people to take advantage of the fact that Facebook’s default settings open users up to this kind of harvesting. Very few people ever bother to change their defaults, and Facebook knows it.

As for Cruz, there are plenty of places to get information like this. I don’t know if CA is one of the best or not. But every serious campaign does this kind of microtargeting. As Cruz explained last month, he’s a big admirer of Barack Obama’s 2008 campaign strategy—which just goes to show that there’s at least one thing that Cruz and Obama agree about.

Bottom line: I don’t think Cruz really did anything wrong here. Facebook probably did. Big surprise.

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Don’t Blame Ted Cruz for Facebook’s Sins

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Kids’ pesticide exposure as bad for lungs as secondhand smoke

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War Zone Damocles: Mont’ka (Enhanced Edition) – Games Workshop

Following a humbling defeat at the hands of Commander Shadowsun, the forces of the Imperium return to the former hive world of Agrellan, now the Tau Empire’s youngest sept world of Mu’gulath Bay. Countless regiments of tanks and Guardsmen are thrown into the meat grinder as the Imperial commanders vow to reclaim the world from […]

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The Life-Changing Magic of Tidying Up – Marie Kondo

This New York Times best-selling guide to decluttering your home from Japanese cleaning consultant Marie Kondo takes readers step-by-step through her revolutionary KonMari Method for simplifying, organizing, and storing. Despite constant efforts to declutter your home, do papers still accumulate like snowdrifts and clothes pile up like a tangled mess of noodles? Japanese cleaning consultant […]

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My Dog Understands English! 50 dogs obey commands they weren’t taught – Cherise Kelley

Has your dog ever surprised you by doing something you said the first time? You are not alone! Here are 50 stories about everyday dogs who understood what their humans said. Some even saved lives in the process! Others are cute, loveable, or funny. All demonstrate the amazing human-dog bond. Chloe the golden Beagle braved […]

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Holiday Crafting and Baking with Kids – Jessica Strand

Holiday Crafting & Baking with Kids will bring the whole family together for some good holiday fun. Children ages four and up will love selecting their own materials and digging into these cheerful projects. There is something here for everyone and every winter occasion Thanksgiving, Hanukkah, Kwanzaa, Christmas, New Year's, and Boxing Day! Step-by-step instructions, […]

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Path to Glory: Warhammer 40,000 (Tablet Edition) – Games Workshop

Bow before the Dark Gods and gather followers to your banner, then unleash them on your foes in desperate battles as you seek the gods' favour. 'Warhammer 40,000: Path to Glory' allows you to pick a Chaos Space Marine champion, generate a warband to follow them, and lead them to glory against rival champions in […]

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Path to Glory: Warhammer 40,000 (Mobile Edition) – Games Workshop

Bow before the Dark Gods and gather followers to your banner, then unleash them on your foes in desperate battles as you seek the gods' favour. 'Warhammer 40,000: Path to Glory' allows you to pick a Chaos Space Marine champion, generate a warband to follow them, and lead them to glory against rival champions in […]

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Path to Glory: Warhammer Age of Sigmar (Tablet Edition) – Games Workshop

Gather your warbands and worship your chosen God of Chaos with glorious deeds on the battlefield! Battle other champions and rise in your patron's favour. Rally more followers to your banner and establish yourself as the greatest warlord of Chaos the Mortal Realms have ever seen! 'Warhammer Age of Sigmar: Path to Glory' allows you […]

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The Inspired Room – Melissa Michaels

New York Times bestselling author, Melissa Michaels, will inspire you to make your house a well-loved home. Her relatable style, unique voice, and practical decorating ideas have made her highly respected blog, The Inspired Room, a haven for fans of real-life style. Step inside Melissa's home as she shares lessons learned, inspiring photos, and encouraging […]

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The Art of Raising a Puppy (Revised Edition) – Monks of New Skete

For more than thirty years the Monks of New Skete have been among America's most trusted authorities on dog training, canine behavior, and the animal/human bond. In their two now-classic bestsellers, How to be Your Dog's Best Friend and The Art of Raising a Puppy, the Monks draw on their experience as long-time breeders of […]

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Projects for Kids – Authors and Editors of Instructables

21 Projects Guaranteed to Keep Your Kids Occupied This Weekend give you full step-by-step instructions for 21 amazing kids activities that your family will love.  Learn how to entertain your kids with the DoodleBot360, LED Throwies, Grow Your Own Magic Crystal Tree, the Marshmallow Shooter and other projects that are sure to hold your child's […]

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Kids’ pesticide exposure as bad for lungs as secondhand smoke

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Like a Zombie, You Just Can’t Kill Countrywide Financial

Mother Jones

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Back at the height of the housing bubble, Countrywide Financial was responsible for about 15 percent of all the mortgage loans in America. This turned out to be disastrous because the people who ran Countrywide showed no interest at all in the quality of the loans they originated. Thanks to this, their business eventually imploded and in 2008 they were acquired by Bank of America.

But fear not. The executives behind Countrywide are still around, and they’re still shoveling out the loans:

PennyMac, AmeriHome Mortgage and Stearns Lending have several things in common.

All are among the nation’s largest mortgage lenders — and none of them is a bank. They’re part of a growing class of alternative lenders that now extend more than 4 in 10 home loans.

All are headquartered in Southern California, the epicenter of the last decade’s subprime lending industry. And all are run by former executives of Countrywide Financial, the once-giant mortgage lender that made tens of billions of dollars in risky loans that contributed to the 2008 financial crisis.

This time, the executives say, will be different.

You betcha! I’m sure these folks have all learned their lessons and will never push the mortgage envelope again. We can all breathe easy.

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Like a Zombie, You Just Can’t Kill Countrywide Financial

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Obama Just Called Saving the Planet an “Act of Defiance” Against Terror

As major UN talks kick off in Paris, the president acknowledged America’s role in causing global warming. A major two-week summit on climate change opened on Monday in Paris, and President Barack Obama was there to urge world leaders to push for a strong international agreement to slow global warming. In his speech (video above), the president also offered a rebuke to the terrorists behind the November 13 attacks in the French capital that left 130 people dead. The summit, he said, is “an act of defiance that proves nothing will deter us from building the future we want for our children.” Obama acknowledged America’s unique responsibility for ensuring success at the talks, which are designed to produce an unprecedented agreement between nearly 200 nations to reduce greenhouse gas emissions and prepare for the impacts of climate change. It’s the first time nations have tried to reach that goal since the last major climate summit, in 2009 in Copenhagen, crumbled over disagreements between the United States, China, and developing nations. In his second term, Obama has sought to make action on climate change a central part of his legacy; a strong agreement in Paris would be a vital component to that. “I’ve come here personally, as the leader of the world’s largest economy and the second-largest emitter,” Obama said, “to say that the United States of America not only recognizes our role in creating this problem, we embrace our responsibility to do something about it.” Prior to the speech, Obama met privately with Chinese President Xi Jinping. The two leaders have worked closely over the last year to advance a joint climate agenda. Xi also gave a speech, in which he said it was “very important for China and the United States to be firmly committed to the right direction of building a new model of major country relations.” Obama’s remarks come a day after the White House announced a sweeping initiative to double public-sector investment in clean energy research and development from $5 billion to $10 billion by 2020. That new program, known as Mission Innovation, also includes more than a dozen major private-sector investors, including Bill Gates, Richard Branson, and Mark Zuckerberg. Finance for clean energy and for climate change adaptation is likely to be a major issue at the talks, as vulnerable nations in Africa, Southeast Asia, and elsewhere urge the United States and other major emitters to pony up more cash. At the last major climate summit in Copenhagen, countries agreed to raise $100 billion per year for a UN-administered climate adaptation fund. That goal is only about two-thirds met. Jump to original –  Obama Just Called Saving the Planet an “Act of Defiance” Against Terror ; ; ;

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Obama Just Called Saving the Planet an “Act of Defiance” Against Terror

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EPA catches Dow in weed-killer lie, asks court to reverse approval

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Codex: Skitarii (Enhanced Edition) – Games Workshop

In mechanical lockstep legions of Skitarii march across the galaxy at the behest of their calculating masters. Elite soldiers augmented with ancient technology and gifted with esoteric weaponry, the Legiones Skitarii are the relentless armies of the Adeptus Mechanicus. Driven by their masters’ ceaseless hunger for knowledge, the Skitarii bring order to worlds through determined […]

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The Life-Changing Magic of Tidying Up – Marie Kondo

This New York Times best-selling guide to decluttering your home from Japanese cleaning consultant Marie Kondo takes readers step-by-step through her revolutionary KonMari Method for simplifying, organizing, and storing. Despite constant efforts to declutter your home, do papers still accumulate like snowdrifts and clothes pile up like a tangled mess of noodles? Japanese cleaning consultant […]

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Codex: Tau Empire (Enhanced Edition) – Games Workshop

A dynamic race whose technology eclipses anything their foes can muster, the tau use speed, strategy and overwhelming firepower to win their battles. Guided by the mysterious Ethereal caste, all tau strive for the Greater Good of their empire, forging ever onward into the stars to assimilate or annihilate everything that stands in their path. […]

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Path to Glory: Warhammer Age of Sigmar (Tablet Edition) – Games Workshop

Gather your warbands and worship your chosen God of Chaos with glorious deeds on the battlefield! Battle other champions and rise in your patron's favour. Rally more followers to your banner and establish yourself as the greatest warlord of Chaos the Mortal Realms have ever seen! 'Warhammer Age of Sigmar: Path to Glory' allows you […]

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Codex: Space Marines (Enhanced Edition) – Games Workshop

The Space Marines are the Angels of Death, humanity’s finest warriors. Clad in the greatest armour and armed with awesomely destructive weapons, they defend the Imperium of Mankind from the alien, the traitor and the daemon. Codex: Space Marines is the most comprehensive guide ever to these superlative warriors. It contains all the rules and […]

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Codex: Cult Mechanicus (Enhanced Edition) – Games Workshop

The ground shudders beneath the tread of towering robots and lumbering war engines as the armies of the Cult Mechanicus advance. Guided by the dark genius of their Tech-Priests, the armies of the Machine God sweep across the stars in their endless quest for knowledge. Any who dare stand against them soon learn to fear […]

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Codex: Imperial Knights (Enhanced Edition) – Games Workshop

Thundering across the battlefield, the towering walkers known as Imperial Knights scatter the foes of the Imperium with booming battle cannon shots and roaring swings of their massive chainblades. The Knights are piloted by proud and deadly warriors of ancient cultures, each one part of a noble family whose lineage can stretch back to before […]

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Codex: Khorne Daemonkin (Enhanced Edition) – Games Workshop

Screaming praise to their dark and bloody master, the Khorne Daemonkin rampage across the stars claiming skulls and destroying worlds. They are the mortal servants of the Blood God who give their flesh to the inhabitants of the Warp – gore-crazed cultists and brutal Chaos Space Marines who covet daemonic possession so they might bring […]

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Codex: Dark Angels (Enhanced Edition) – Games Workshop

The First Legion of old, the Dark Angels have fought in the Emperor’s name for ten thousand years. Yet within the shrouded ranks of the Chapter there lurks an ancient secret, one so terrible that should it ever be revealed it would mean damnation for the Chapter.   Codex: Dark Angels is your comprehensive guide […]

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War Zone Damocles: Mont’ka (Enhanced Edition) – Games Workshop

Following a humbling defeat at the hands of Commander Shadowsun, the forces of the Imperium return to the former hive world of Agrellan, now the Tau Empire’s youngest sept world of Mu’gulath Bay. Countless regiments of tanks and Guardsmen are thrown into the meat grinder as the Imperial commanders vow to reclaim the world from […]

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EPA catches Dow in weed-killer lie, asks court to reverse approval

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Keep it Local on Small Business Saturday + 5 Reasons to Support Local Businesses

Started as an antidote to the chaos known as Black Friday in 2010, Small Business Saturday falls on the Saturday after Thanksgiving (for 2015 it is November 28). Small Business Saturday offers shoppers and diners a pleasant respite from the big-box madness of the holiday shopping season, and encourages shoppers to think small when it comes to purchases for the season.

Small Business Saturday, started by the credit card company American Express, helps to boost local economies by encouraging patrons to support local, neighborhood stores and interact with their community. For many of the same reasons that shopping at the farmer’s markets lets you know where your food is coming from, ‘shopping small’ allows you to meet your local business owners and help keep small businesses alive in your community.

Shopping small this Saturday (and every day) can have a pretty big impact in your community. Here’s how:

1. More local money will be kept in the local economy: For every $100 you spend at locally owned businesses, $68 will stay in the community, according to a 2004 study byCivic Economics. But in comparison, if you spend $100 at a national chain, $43 stays in the community. Despite what some national chains would have you believe, big box stores are often quite bad for small businesses in communities, and many cities are starting to limit big-box stores.

2. You have a direct impact on job creation in your community: Even though big-box stores make big promises of job creation, the reality is that they often have a net decrease of jobs in the community and a net negative affect on thelocal economics due to the overall jobs decrease. A study reported by the Institute for Local Self-Reliance shows that across over 3,000 US counties, the opening of a Wal-Mart store led to a net loss of 150 retail jobs on average, suggesting that a new Wal-Mart job replaces approximately 1.4 workers at other stores.

3. Share the love of what makes your community unique: Unless you love the idea of a United States of Generica, supporting your local small cafes, handmade goods stores, hardware stores, and boutiques is the way to keep your community interesting and unique, and allowing it to become a destination for other shoppers. Local businesses keep local communities thriving, so take advantage of supporting your neighbors AND building your community’s growth! And don’t forget to ‘eat small‘ on Small Business Saturday too, by choosing locally-run eateries and supporting local food producers, farmers, brewers and makers.

4. You support innovation and entrepreneurship: Support the creative, individualistic, innovative artists, thinkers, and makers in your town by buying their wares. Starting a business is pretty difficult, and having the support of your local community can make or break a new business.

5. Nurture your Neighbors: Your local business owners are neighbors, friends, fellow shoppers, have kids in the same schools, and care about your community in the same way. Get to know them learn about their business, their life and grow a welcoming, supportive community in the process.

American Express has supported the campaign from the beginning, and continues to encourage shoppers to ‘shop small’ all year round, although it’s perhaps most important this time of year, as big-box stores fight among themselves to have the earliest opening hours, the longest sale, and even pre-Black Friday sales.

Small businesses don’t often have the marketing budget to compete with these stores, so Amex offers free Small Business Saturday marketing materials to brick-and-mortar (ie: not online) businesses, along with free listings in their ShopSmall.com listings, even if you’re not a Amex-accepting businesses (though you will have to register your name). Check out Small Business Saturday on Facebook to learn more.

Disclaimer: The views expressed above are solely those of the author and may not reflect those of Care2, Inc., its employees or advertisers.

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Keep it Local on Small Business Saturday + 5 Reasons to Support Local Businesses

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