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This Is What Every Fire Season Could Soon Look Like

Mother Jones

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Jane Derijcke sorts through her burnt possessions in Hastings, Victoria, after a wildfire destroyed her home. Mike Keating/Newspix/Rex Features via AP

Australian fire crews are battling some of the worst wildfires the state of South Australia has seen in decades. The South Australian Country Fire Service, the agency in charge of response, says 22 firefighters have been injured so far. The service says the conditions over the weekend are rivaled only by those experienced during the notorious “Ash Wednesday” fires of 1983, which killed 75 people.

The South Australian blazes, centered in the Adelaide Hills that surround the state capital, began last Friday. Since then, the fires have consumed more than 46 square miles, and destroyed or damaged 26 homes, according to the Australian Broadcasting Corporation. While residents have begun the tortuous process of picking through the rubble of burnt-out houses, the battle across southern Australia, including in the neighboring state of Victoria, is far from over. On Monday, roughly 700 firefighters took advantage of relatively cooler temperatures—they are currently battling fires into the night. But conditions are expected to worsen on Tuesday and Wednesday, with temperatures likely to soar above 100 degrees Fahrenheit.

The fires have reignited the country’s ongoing debate about how best to tackle climate change, which is helping fuel an ever-increasing number of wildfires, and lengthening Australia’s fire seasons. “Every year we are going to face these extreme weather events, which are going to cost lives and infrastructure, and enough is enough,” said Christine Milne, the leader of the country’s Greens party.

Here are some photos from this weekend:

Columns of smoke rise from the Adelaide Hills in this photo taken on January 2. More than 30 homes are already feared destroyed. Hewitt Wang/Xinhua/ZUMA

Firefighter Lukas Lane-Geldmacher rescues a dog from the Tea Tree Gully Boarding Kennel and Cattery during the Adelaide Hills fire on January 3. Dylan Coker/Newspix/Rex Features via AP

Fire crews battle a wildfire in Kersbrook, outside Adelaide, the capital of South Australia. Campbell Brodie/Newspix/Rex Features via AP

South Australia wasn’t the only state impacted by fires. Here, John Gaylor stands amid the wreckage of his firewood business in Hastings, Victoria. Mike Keating/Newspix/Rex Features via AP

Trees blackened by this weekend’s fires in the Adelaide Hills. Hewitt Wang/Xinhua/ZUMA

This spectacular and frightening photo, taken by Ben Goode, and shared on his Facebook page, Earth Art Photography:

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Post by Earth Art Photography.

And finally, these firefighters have a pointed message for the Australian prime minister, Tony Abbott, who is known for scrapping the nation’s cap-and-trade program, and gutting various government agencies tasked with fighting climate change:

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This Is What Every Fire Season Could Soon Look Like

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The Gap Between the Rich and the Rest of Us Is The Widest It’s Been In 30 Years. Here’s One Reason Why.

Mother Jones

The wealth gap between the richest 20 percent of Americans and everyone else is the widest it’s been in three decades, according to a report released last week by the Pew Research Center. Many factors contribute to this great divide: tax rates on the rich have been falling for decades; the Great Recession decimated the assets of a lot of low- and middle-income folks; and technology is replacing workers. One often-overlooked factor, though, is that 16.7 million poor Americans don’t have a bank account. Lack of access to this basic financial tool cramps poor Americans’ ability to prove credit-worthiness and build assets, and forces them to rely on expensive alternative financial services, trapping them in a cycle of debt and instability.

Here’s a look at banking access in the US and how it affects Americans’ ability to grab onto the lowest rung of the socioeconomic ladder.

Many more people in the US lack bank accounts than in other wealthy developed nations, according to the latest World Bank data, which is from 2011.

The percentage of Americans without bank access has fluctuated since the Great Recession. In 2009, 7.6 percent of Americans lacked a bank account. In 2011, that number was 8.2 percent, and in 2013, 7.7 percent—or approximately 16.7 million adults—had no banking access, according to the Federal Deposit Insurance Corporation (FDIC).

Eighteen percent of people in the bottom 40 percent of the income spectrum lacked an account at a formal financial institution in 2011, according to the World Bank. Non-whites are less likely to have a bank account:

The main reason people don’t open bank accounts is that they lack sufficient funds to open one or can’t afford the fees associated with the account. But some people simply don’t trust financial institutions.

Bank fees associated with checking accounts have skyrocketed over the past few years, with the percentage of truly free checking accounts falling from 76 percent in 2009 to 38 percent in 2013, according to the most recent data from Bankrate, a consumer financial services company. The average minimum balance required to open a checking account rose nine percent over the past year to $66, and the average overdraft fee reached $32.74, a record high. ATM fees are at all-time highs, too.

“Even plain vanilla checking accounts have gotten more expensive,” Abby McCloskey, a program director at the American Enterprise Institute, wrote at Forbes last year. “Free checking was long championed by the FDIC to bring the unbanked into mainstream banking, and it has all but disappeared as banks cut costs.” (The Consumer Financial Protection Bureau, which Congress created in the wake of the 2008 financial crisis to protect average Americans from banks’ predatory practices, is weighing new regulations on overdraft fees.)

When low-income customers close their accounts to avoid minimum balances and fees, they’re forced to rely on alternative financial services including payday lending, money orders, check cashing, and pawn shops—which often charge even more exorbitant fees and penalties. The average household that uses these alternative financial services spends $2,412 per year on interest and related fees, according to a report released this year by the Postal Service’s inspector general. A 2011 Pew survey of 2,000 low-income families in Los Angeles found that using alternative financial services consumed 6 percent of an average household’s income, whereas buying the same services at a bank ate up just half a percent of an average family’s income.

Americans without bank accounts also tend to miss out on tax benefits such as the Earned Income Tax Credit—mostly because people without bank accounts are less likely to file tax returns. More than two-thirds of families with bank accounts in Pew’s LA study filed their tax returns. Just 38 percent of the families without bank accounts filed. Three quarters of the families that filed got a tax refund.

Not surprisingly, low-income people with access to bank accounts are more likely to save money and have better overall economic health. Check it out.

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The Gap Between the Rich and the Rest of Us Is The Widest It’s Been In 30 Years. Here’s One Reason Why.

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Climate Change Takes A Village

As the Planet Warms, a Remote Alaskan Town Shows Just How Unprepared We Are. It’s obvious that something is wrong in Shishmaref. Kate Sheppard/The Huffington Post The cockeyed wooden building visible upon landing in Shishmaref belongs to Tony Weyiouanna Sr., 55, who uses it to preserve fish and render seal oil. Weyiouanna is the president of the board of the Shishmaref Native Corporation, which manages the land and resources allocated to the community under the Alaska Native Claims Settlement Act. When the village first voted to relocate, he was tasked with heading up the effort as the technical staff assistant for the relocation coalition, which included representatives from the city council, the native government and the native corporation. At the time, Weyiouanna was working as the transportation planner for Kawerak, the regional economic and social development association, where he dealt with roads and other public works projects. Transportation planning is one thing. Planning to move a town is another. “I was like, ‘How the heck am I going to do this?’” remembers Weyiouanna. We’re sitting at his kitchen table drinking coffee as he recalls the relocation effort’s early days. He pauses occasionally to check a reindeer roast in the oven, and the smell, rich and earthy, fills the small house. One of his three children lounges on the couch in the adjoining living room, watching television. The coalition put together a detailed action plan, laying out for the community and for state and federal agencies what an “orderly relocation” would entail. Step one was to identify high-potential relocation sites, sizeable enough to accommodate the town’s growing population, with access to land and water and the hunting and fishing grounds on which the residents’ ancestors had relied for generations. The geography, hydrology and environmental suitability of the sites would be studied. The town would determine infrastructure needs for the new community, like an airport, roads, a clinic and a school. Finally, they would salvage what they could from Shishmaref and clean up the island after they left. Read the rest at The Huffington Post. Link:  Climate Change Takes A Village ; ; ;

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Climate Change Takes A Village

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Here’s a List of People to Follow on Twitter for the Latest on the Australian Hostage Crisis

Mother Jones

An armed assailant is holding an unconfirmed number of hostages in a cafe in downtown Sydney. Police have evacuated the area and are locking down a pedestrian thoroughfare, Martin Place. Here is a partial list of people and organizations you can follow on Twitter to stay up-to-date on the ongoing hostage crisis:

Buzzfeed Australia‘s breaking news reporter Mark Di Stefano is on the scene.
Channel 9 journalist Caroline Marcus is doing a great job covering the unfolding events.

Guardian Australia‘s Bridie Jabour has been running that site’s live blog and beta-testing the facts as they emerge.
Sydney police reporter for the Australian Broadcasting Corporation, Lucy Carter, is also on the scene and tweeting.

Jess Hill is also doing a great job fact-checking the news as it breaks.

Cath Turner, a reporter for Seven News, a television company with studios within walking distance of the cafe.
You should already be following the Australian Broadcasting Corporation’s Mark Colvin for everything Australia-related.
For political ramifications, Fairfax reporter Latika Bourke is a great go-to.
The Sydney Morning Herald
The ABC

The Australian Newspaper
The New South Wales police, who are taking the lead on operations

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Here’s a List of People to Follow on Twitter for the Latest on the Australian Hostage Crisis

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All About That Wall Street Giveaway That Elizabeth Warren Hates

Mother Jones

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On Tuesday evening, lawmakers released the text of the massive spending bill that Congress must approve to avoid a government shutdown. Buried on page 615 of that 1,603-page piece of legislation is a provision entirely unrelated to government funding that a few lawmakers managed to sneak into the bill without any public debate during last-minute negotiations. It’s a Wall Street giveaway—written by Citigroup—that would allow banks to engage in more types of risky trading with taxpayer-backed money. Progressive Democrats and their allies have since launched an all-out campaign to strike the Citi-written provision from the spending bill. Elizabeth Warren railed against the provision on the Senate floor Thursday afternoon, warning, “A vote for this bill is a vote for taxpayer bailouts of Wall Street.” As of Thursday afternoon, it was unclear whether House Speaker John Boehner (R-Ohio) could secure enough votes to pass the spending bill containing this measure and send it to the Senate. (Update: The bill passed the House.)

Here are the problems with the Citigroup-drafted provision, according to Michael Greenberger, a former derivatives regulator at the Commodity Futures Trading Commission who is now a law professor at the University of Maryland.

What is so bad about this provision? If Congress okays this measure, taxpayers could be on the hook in the event of another financial crisis. This provision guts the so-called push-out rule created by the 2010 Dodd-Frank financial reform act. This rule forbids banks from trading certain derivatives—complicated financial instruments with values derived from underlying variables, such as crop prices or interest rates. Instead, banks would have to shift these high-risk trades into separate nonbank affiliates that aren’t insured by the Federal Deposit Insurance Corporation (FDIC) and are less likely to receive taxpayer bailouts. If the Citi-written measure becomes law, the largest FDIC-insured banks in the country will be able to make a wider range of these risky trades.

What will happen if there’s another financial crisis? If there’s an economic downturn triggered by derivatives trading gone bad, banks will be able to count on a taxpayer bailout—just like they received in 2008. “It’s very dangerous,” Greenberger says. “If banks lose on this type of trading and that causes a disruption in the markets, the taxpayer will be confronted with whether to let the banks fail or bail them out to the tune of trillions of dollars.”

Could taxpayers be at risk even in boom times? Yep. In 2012, JPMorgan Chase lost $6 billion on a bad trade that has come to be known as the London Whale. “JPMorgan was essentially gambling with FDIC-insured money, secure in the knowledge that major losses would be borne by the public while profits would stay in the bank,” David Dayan wrote in Salon last year. JPMorgan, it turned out, was able to withstand that loss without a bailout, but a lot of other US banks couldn’t, Greenberger explains: “You could have a trade that loses a lot more than $6 billion by a rogue trader, in which case taxpayers have to foot the bill.”

How were lawmakers able to sneak this into the big appropriations bill? It’s common for lawmakers to force bills through Congress by attaching them to larger must-pass legislation. The practice is part of the wheeling and dealing that allows Republicans and Democrats to come to agreement on major legislation. But, Greenberger says, “putting these substantive provisions in appropriations bills is very, very dangerous stuff…If you want a controversial provision in there that you couldn’t get in under regular order, this is the way to do it.” He adds, “Then the president has problems vetoing it because the government will shut down. It’s a bad way to do business.”

If Congress approves this measure, what does it mean for economic populism? “Economic populism is alive and well,” Greenberger maintains. “It’s just that nobody in leadership wants to take advantage of it, whether they’re Republican or Democrat.” Lawmakers from both sides of the aisle worked to push the Citi-written provision into the spending bill.

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All About That Wall Street Giveaway That Elizabeth Warren Hates

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This Leading GOP Congressional Candidate Insists We Found Saddam’s WMD Program

Mother Jones

Steve Russell’s political career has largely been propelled by his Iraq War heroics. The retired Army Lt. Col., who’s vying in Tuesday’s Republican primary to run for the seat being vacated Rep. James Lankford (R-Okla.), led the battalion that hunted down and captured Saddam Hussein. After returning to civilian life, he barnstormed the country in support of a troop surge. He has also been one of the leading voices advancing the discredited claim that Iraq possessed an active weapons of mass destruction program at the time of the US invasion in 2003.

“He Saddam Hussein was trying to develop mass destructive weapons to include nuclear weapons,” Russell said in a 2012 speech. “The record is there. We found evidence of it even in Iraq. That’s a big misconception. Oh, there was no WMD, there was no nuclear program. That is false… They were clearly on a path to develop destructive weapons.” Russell, a former Oklahoma state senator, also made the dubious claim during this speech that the rationale for invading Iraq had little if anything to do with WMDs. “Was that the only basis for going in? No. It never was. It was never about WMD. It was about what right does one man have to defy the entire world.”

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This Leading GOP Congressional Candidate Insists We Found Saddam’s WMD Program

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New White House Program Will Provide Legal Aid to Unaccompanied Migrant Kids

Mother Jones

Last Friday, the Obama administration announced the launch of “justice AmeriCorps,” a new program that will provide legal support to unaccompanied migrant children facing deportation. As Mother Jones has reported extensively, the number of undocumented children caught illegally entering the US without a parent or guardian has more than doubled in recent years, to nearly 39,000 in 2013.

The new initiative is sponsored by the the Department of Justice’s Executive Office of Immigration Review and the Corporation for National & Community Service (CNCS), which runs AmeriCorps. According to a CNCS statement, around 100 lawyers and paralegals will be recruited to provide legal services and representation for unaccompanied kids under 16 facing removal hearings. Nonprofits in 29 cities with high immigrant populations will enlist and supervise the legal volunteers, who will commit to one year of service as AmeriCorps members. Attorney General Eric Holder called the program “a historic step to strengthen our justice system and protect the rights of the most vulnerable members of society.”

This marked the administration’s second major recent announcement regarding the influx of unaccompanied children. Last Monday, the White House announced the creation of a task force to ensure that federal agencies are “unified in providing relief to affected children,” as well as plans to relocate 600 kids from border holding cells to an emergency shelter at Naval Base Ventura County in Southern California.

In his statement, Holder noted that many of the children and teens who will be assisted by the new AmeriCorps program “are fleeing violence, persecution, abuse, or trafficking.” This description of the circumstances under which children migrate alone matches the findings of a report by the United Nations High Commissioner for Refugees. Of 400 unaccompanied migrant children interviewed, 58 percent “had suffered, been threatened, or feared serious harm” that might merit international protection.

As Wendy Young, executive director of KIND, a nonprofit that helps unaccompanied immigrant kids find pro bono legal support, told Mother Jones’ Ian Gordon, “This is becoming less like an immigration issue and much more like a refugee issue. Because this really is a forced migration. This is not kids choosing voluntarily to leave.” Deported children often return to the same dangerous or desperate situations they attempted to escape, further burdened with smuggling debt. The new initiative will attempt to curb this problem by training its members to identify signs of human trafficking and abuse in the children they serve.

Kimi Jackson, director of ProBAR, which provides legal services to detained children in South Texas, said in an email that “this initiative is a good step. Currently, the majority of kids appear in court and represent themselves without a lawyer. Attorneys for released kids are urgently needed.”

Although the program aims to serve the “most vulnerable” unaccompanied children, the 100 funded lawyers and paralegals will only be capable of providing assistance to a fraction of the 74,000 children anticipated to be apprehended by Border Patrol this year. CNCS estimates that 10,000 unaccompanied kids will appear in immigration court in the 29 participating cities in the 2015 fiscal year.

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New White House Program Will Provide Legal Aid to Unaccompanied Migrant Kids

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Hospitals Report Big Drop in Uninsured Admissions in Blue States

Mother Jones

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Jason Millman has been listening in on earnings calls for publicly traded hospital chains, and he says they all report a big difference in admissions between states that expanded Medicaid and those that didn’t:

The Hospital Corporation of America…saw a 22.3 percent growth in Medicaid admissions, compared to a 1.3 percent decline in non-expansion states. The company also had a 29 percent decline in uninsured admissions in the expansion states, while non-expansion states experienced 5.9 percent growth in uninsured admissions, chief financial officer William Rutherford said.

Community Health Systems, with facilities in 29 states, also noticed an expansion gap. In expansion states it serves, CHS said it saw self-pay i.e., uninsured admissions drop 28 percent while Medicaid admissions increased by 4 percent. Self-pay emergency room visits decreased 16 percent in expansion states, but they increased in non-expansion states, the company said in its earnings call last week.

Tenet Healthcare reported last week that it had a 17 percent increase in Medicaid inpatient visits while uninsured visits decreased 33 percent in the four expansion states where it operates. In non-expansion states, Medicaid admissions dropped 1 percent as uninsured care rose 2 percent.

This is why hospitals support Medicaid expansion so strongly. Medicaid may not pay a lot, but on average it pays a lot better than uninsured patients. A drop of around 30 percent in uninsured admissions is a big win for the patients, but it’s also a big win for the hospitals.

Normally, of course, that would be enough to gain Republican support all by itself, but not in the world of Obamacare. The fact that Medicaid expansion benefits the poor, benefits hospitals, probably benefits state finances, and is all but free to participating states—well, it’s just not enough. Demonstrating their tribal opposition to all things Obama is far more important.

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Hospitals Report Big Drop in Uninsured Admissions in Blue States

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One Weird Trick to Curb Antibiotic Overuse

Mother Jones

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Antibiotic overprescription is a major problem. While there have been several campaigns to curb it, few have made a big impact—until now. In a new study, researchers Jason Doctor, an associate professor at the the University of Southern California’s Schaeffer Center for Health Policy and Economics and Daniella Meeker, an information scientist at the research think tank RAND Corporation, showed that they were able to reduce unnecessary antibiotic prescriptions among study participants by 20 percent simply by posting signs.

“We were interested in some of the psychological factors that may affect what physicians are doing, and one of the big ones is this idea of a public commitment,” Doctor explained. “If physicians make a public commitment they want to follow through with it, so that is how we came up with this poster idea.”

The signs looked like they were meant for patients: Each 18-by-24-inch poster showed two letters—one in English and another in Spanish—explaining how unnecessary use of antibiotics can be harmful, causing side effects like diarrhea and yeast infections, as well as contributing to drug resistance. The most important part of the posters, however, was the signature and photo of the physicians who practiced in the offices where they were displayed. The researchers did not tell the doctors that the signs’ real purpose was to remind the doctors themselves of their commitment.

“There have been studies that have posted these kinds of reminders and education,” Meeker explained, “but our results have been much larger, and we attribute that to this commitment device.”

Half the patients in the study saw doctors who had posted the commitment letter and the rest served as a control group. In the 12-week study period, inappropriate prescriptions—those written for conditions such as laryngitis, bronchitis, and non-strep sore throat, which don’t usually respond to antibiotics—fell from 43 percent to 33.7 percent. For providers who did not post the commitment letter, the rate of inappropriate prescriptions actually rose to 53 percent. Researchers found in both cases appropriate antibiotic prescriptions were unaffected.

The study was small—it included just 14 physicians who saw close to 1,000 adult patients. But the team hopes to expand the experiment to more doctors’ offices soon. Doctor and Meeker calculate that if applied throughout the US, the poster method could potentially save more than $70 million in drug costs and stop over 2 million inappropriate antibiotic prescriptions.

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One Weird Trick to Curb Antibiotic Overuse

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A Wee Question for the Climate Change Skeptics

Mother Jones

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Mark Kleiman poses an interesting question:

I’d like to hear the climate-change deniers explain why Monsanto wanted to pay almost $1 billion for a company whose business model is protecting farmers against increasing volatility in the weather, and whose models predict that Kansas will become inhospitable to corn and Alaska a good place to grow wheat.

The context here is the $1 billion acquisition of the Climate Corporation by Monsanto—which these days is purely a seed company, having spun off its old chemical business years ago. Apparently Monsanto is willing to invest a lot of money in the proposition that climate change is real and they need to be prepared for it. Just like insurance companies. And the US military. There sure are an awful lot of hard-headed types out there who have fallen for the climate change hoax.

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A Wee Question for the Climate Change Skeptics

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