Tag Archives: credit

Come On, Let’s Give the Conservative Media Cocoon Some Credit

Mother Jones

<!DOCTYPE html PUBLIC “-//W3C//DTD HTML 4.0 Transitional//EN” “http://www.w3.org/TR/REC-html40/loose.dtd”>

Conservative media is starting to come under attack from conservatives. Yesterday Rush Limbaugh responded to a listener who was mad at him for not warning that Donald Trump was unreliable on the subject of immigration. In particular, he was mad about Trump’s waffling on whether he would deport all 11 million illegal immigrants:

Rush Limbaugh: Yeah, well I guess the difference is—well not the difference, I guess the thing is, this is gonna enrage you. You know, I could choose a path here to try to mollify you, but I never took him seriously on this!….

Rick: This is why Trump is going to get annihilated. Because nobody called him out early on about his absurd policies.

Rush Limbaugh: Yes they did! For crying out loud, 15 candidates called him out….

Rick: Except unfortunately the number one place where Republican primary voters get their news.

Rush Limbaugh: Oh no, it’s on me and we’re out of time––

Rick: Which is Fox.

So Limbaugh never took Trump seriously on one of his key immigration policies, but never bothered to tell his listeners this. And Fox News played the fool too. David French has more on that:

It’s hard to overstate the power of Fox News for those seeking a career in the conservative movement. I’ve seen the most accomplished of lawyers suddenly become “somebody” only after they regularly appear on Fox….The result is clear: Conservatives gain fame, power, and influence mainly by talking to each other.

….Fox News went on the air in October 1996. Since that time, the GOP has won the popular vote for president exactly once: in 2004, by a whopping 2.4 percent. If Hillary Clinton wins in November, as appears likely, the GOP will have lost the popular vote in five of the six presidential elections since Fox broke the liberal media monopoly.

….Prior to 1996, a politician could truly succeed only by going to the American people through the media outlets they actually watched, which encouraged communication that persuaded those who weren’t true believers….The conservative movement is a victim of Fox’s success….Appearing on Fox can create an alluring but illusory fame, and in seeking it above all else, some of our best minds inadvertently limit their own influence. I don’t resent Fox’s existence, but I lament its effect on our movement. It’s time to leave the cocoon.

All this is true. And yet, ever since the Limbaugh/Gingrich/Ailes revolution of the 90s, conservatives have been immensely successful at literally every level of government other than the presidency. If their cocoon gets some of the blame for foisting Trump on the American public—and it does—it also gets some of the credit for the GOP’s spectacular success at the state and congressional level:

The Reagan Revolution didn’t really have much effect on Republican control of Congress and the states. There were ups and downs, but the overall trend was flat. The Limbaugh/Gingrich/Ailes revolution was quite different. Republican control skyrocketed, and stayed high. In 2010 it got even higher. Conservative media deserves some of the credit for that.

Now, unfortunately for Republicans, the real driver of all this was the conversion of the South from solidly Democratic to solidly Republican. This meant that in order to succeed, the LGA Revolution had to be based largely on appealing to the racial resentments of Southern whites. The three principals were all happy to do this, and it worked a treat. It’s still working, too, everywhere except the presidency, where the growth of the non-white population has simply been too big an obstacle to overcome.

So give LGA some credit. They saw the brass ring, and they didn’t really care much if they had to sell their souls to get it. But Donald Trump has brought their fundamental problem into sharp focus: How do you harness white racial resentment effectively enough to keep control of Congress and the states, while appearing racially moderate enough to win the presidency? It’s a hell of a pretty pickle, isn’t it?

Excerpt from – 

Come On, Let’s Give the Conservative Media Cocoon Some Credit

Posted in FF, G & F, GE, LG, ONA, Ultima, Uncategorized, Venta | Tagged , , , , , , , , , , | Comments Off on Come On, Let’s Give the Conservative Media Cocoon Some Credit

How To Give Your Bathroom A ‘Go Green’ Makeover

If you’re an eco friendly individual looking to go green, there are a few obvious places to start — perhaps you create a recycling command center in the garage, outfit your backyard with a compost bin, and stock your fridge and pantry with minimally processed, minimally packaged healthy food and drink.

These are all fantastic ideas and indeed, essential components of an eco friendly home, but in planning for the garage and the backyard, the kitchen and pantry, we’ve left out one very important area: the bathroom. Chronically overlooked and left to last on the list, the lowly bathroom presents a fantastic opportunity to go green by making just a few simple changes.

Go green in the bathroom in 3, 2, 1

Chronically overlooked and left to last on the list, the lowly bathroom presents a fantastic opportunity to go green by making just a few simple changes. Image Credit: Iriana Shiyan / Shutterstock

First, the basics. It’s easy to make a massive reduction in paper waste just by switching to 100% post-consumer recycled toilet paper. Over 27,000 trees are cut down every day worldwide just to make toilet paper — so choosing a recycled roll can put a significant dent in the number of trees lost with virtually zero effort on your part.

Second, if you’re a woman, consider rethinking the way you have your periods. Rather than using committing to a lifetime of disposable pads or tampons, it may be worthwhile to do some research into cloth pads or menstrual cups like the Moon Cup or Diva Cup. Cloth pads are an easy go green switch and they simply get tossed in the washing machine (just like cloth diapers would) to be washed and reused. Likewise soft silicone menstrual cups are a great, virtually waste-free alternative for tampon users. Full disclosure — There’s a bit of a learning curve, but it’s also a great way to reduce the amount of waste associated with your monthly cycle.

Also for the ladies (sorry, we do most of the heavy lifting in the bathroom it seems), evaluate your makeup and see if you can cut down on the packaging, the number of cosmetics products used, or even switch to a more eco friendly brand. If you’ve established a loyalty to one specific brand, don’t worry! You can go green while still looking good.
Recycling powerhouse Terracycle offers a recycling brigade for cosmetics and beauty products, where you can collect and send back an incredible array of product packages which would ordinarily be destined for the trash. Products included in this recycling program include,

Hair gel tubes and caps,
lip balm tubes,
lipstick cases,
lip gloss tubes,
mascara tubes,
eye shadow cases,
bronzer cases,
foundation packaging,
powder cases,
eyeliner cases,
eyeliner pencils,
eye-shadow tubes,
concealer tubes,
concealer sticks,
and lip liner pencils.

That’s a whole lot of waste that can completely bypass your bathroom wastebasket!

A sharp idea

A gender-neutral way to go green? Switch out your razor! Image Credit: Nejron Photo / Shutterstock

Next, a gender-neutral way to go green — switch out your razor. When your shave gets less than smooth, instead of buying some eight-bladed monstrosity where a package of replacement heads cost as much as a nice meal, invest in a stainless steel safety razor, instead. There’s a reason the world shaved this way for decades — it works! It’s clean, efficient, and waste-free, and replacement blades are a few bucks for a pack of five razor blades. It’s also an excuse to avoid gendered marketing. I don’t have to pay more for a pretty pink razor to fit my delicate lady hands, I’ve been using a “man’s” safety razor for almost three years now and I absolutely love it. Find one secondhand and disinfect it by boiling, or visit your local shave shop for options.

Prescription to go green

It’s now time to tackle the medicine cabinet. Disposing of medications properly is rarely mentioned, but it’s a vital part of prescription medicine safety. Emptying expired or unused pills into a garbage can be quite dangerous because of the possibility of small children or pets ingesting them, and if you think you’re being safe by flushing them down the toilet – think again. A story in the Harvard Health Letter states,

“A study conducted by the U.S. Geological Survey in 1999 and 2000 found measurable amounts of one or more medications in 80% of the water samples drawn from a network of 139 streams in 30 states. The drugs identified included a witches’ brew of antibiotics, antidepressants, blood thinners, heart medications (ACE inhibitors, calcium-channel blockers, digoxin), hormones (estrogen, progesterone, testosterone), and painkillers.”

Yikes. Moral of the story? Don’t flush your pills! Take any old, unused or expired medications back to your pharmacy to ensure that they’re disposed of in a safe manner.

A clean slate

And last but not least, the task that we often leave until the bitter end: cleaning the bathroom. It’s easy to whip up a few simple recipes to give your bathroom a sparkling green makeover. Tub scrub, shower door spray, and an easy toilet cleaner — the recipes are all here and unbelievably easy to whip up with just a few natural ingredients. These DIY cleaners are a great way to go green in the bathroom without spending a ton on cleaning products with questionable ingredients, packaged in wasteful plastic bottles. They work like a dream and they make the often-onerous chore of bathroom cleaning seem a little less like drudgery.

Being able to go green means taking on all aspects of your house — from the fun and glitzy eco-tech to the more, ahem, down-to-earth aspects of green living, like embarking upon an eco friendly bathroom makeover. By addressing everything from your toilet paper to your cosmetics and beauty care products, tackling menstrual care and shaving gear, and even being a responsible adult by disposing of medications and finally getting rolling up your sleeves to get rid of that toilet ring, going green in the bathroom is a great idea.

Feature image credit: Steve Cukrov / Shutterstock 

About
Latest Posts

Madeleine Somerville

Madeleine Somerville is the author of

All You Need Is Less: An Eco-Friendly Guide to Guilt-Free Green Living and Stress-Free Simplicity

. She is a writer, wanna-be hippie, and lover of soft cheeses. She lives in Edmonton, Canada with her daughter. You can also find Madeleine at her blog,

Sweet Madeleine

.

Latest posts by Madeleine Somerville (see all)

How To Give Your Bathroom A ‘Go Green’ Makeover – June 22, 2016
When Is Composting Better Than Recycling? – June 9, 2016
TrailRider Proves Access To Nature Is Attainable – June 4, 2016

So Far, We’ve Had

Recycling Searches this year

Sign Up for Our Newsletter

Sign up for our newsletter for exclusive updates on contests, new products, and more.

Twitter

Facebook

Earth911

Read

Connect With Us

Facebook
Twitter
YouTube
Pinterest
Google Plus

Advertise With Us

Copyright ©. 2016 Earth911. All Rights Reserved.

Sign Up for Our Newsletter

Sign up for our newsletter for exclusive updates on contests, new products, and more.

earth911

From: 

How To Give Your Bathroom A ‘Go Green’ Makeover

Posted in Down To Earth, eco-friendly, FF, GE, LG, ONA, Oster, PUR, Uncategorized, Vintage | Tagged , , , , , , , , , | Comments Off on How To Give Your Bathroom A ‘Go Green’ Makeover

Earth Day Pledge: Zero Waste For A Day

Each year Earth Day reminds us that we all, collectively, must take care of this little blue and green home. After all, its the only one we have.  Now its all too easy to slip back into old habits come April 23rd. So, why not try something a little different for Earth Day this year?  This year, why not do something a little unorthodox — take the Earth911 Earth Day Zero Waste Challenge Pledge?

Earth Day Zero Waste Challenge

So what exactly is the challenge?  The challenge is quite simple — just two steps.

1) COMMIT

The first step is committing to the challenge by signing the Earth Day Pledge.  Don’t worry, there won’t be armed men knocking on your door to check that you’ve complied at the end of the day.  This is between you and the person you see in the mirror each morning.  Signing the pledge form is merely a reminder to yourself that you’re committing to producing zero waste for one day – Earth Day.  What better way to honor Earth than not trashing it – literally.

2) ACTION

Step two is taking action.  If its sounds too daunting – creating zero waste for an entire day – we’ve got some great resources for you below. You just may find that going zero waste for a day isn’t that tall an order.  One day may turn into a week.  A week could turn into a month.  You get the picture hopefully.  It’s all about small steps, small steps that when combined together translate into real change.  Make this year’s Earth Day a game changer.  As Bea Johnson detailed to Earth911,

“Zero Waste really starts outside the home, with the decisions that we make when we shop. If you do not buy packaging (by buying secondhand and in bulk for example), you don’t have to deal with its waste later.”

Finally, if you find yourself stumbling, don’t beat yourself up over it. Meaningful change comes with its share of setbacks and triumphs. If you live with others communicate with them about your pledge and be prepared to experience possible resistance.

Zero waste resources

There’s More to Zero Waste Than Being Green 
Zero Waste For One Week. How Hard Is It Really?
Zero Waste Home Cleaning And Laundry Tips
What Does Zero Waste Really Mean?
7 Steps Towards A Zero Waste Lifestyle
Moving Towards Zero Waste 
Is Zero Waste Grocery The Answer To Growing Landfills?
A Chat With Zero Waste Influencer Lauren Singer 
A Sit Down With Zero Waste Home’s Bea Johnson

Everything is bigger in Texas

Earth Day Texas creates a fun and engaging atmosphere for thought and experiential learning while encouraging attendees to be the change they wish to see in the world. Image Credit: Earth Day Texas

They say everything is bigger in Texas and here is another example.  Now the largest event of its type in the world, Earth Day Texas is held annually in April to celebrate progress, hope, and innovation bringing together environmental organizations, businesses, academic institutions, government agencies, speakers, interactive programming, and subject matter experts. Attendees will also enjoy numerous outdoor experiences, including live music, sustainable beer and food pavilions, electric bike test tracks, and family activities.  EDT creates a fun and engaging atmosphere for thought and experiential learning while encouraging attendees to be the change they wish to see in the world.

Earth911 is just one of over 700 vendors scheduled at this year’s EDT.  For full details about how you can participate in this FREE event, check out the Earth Day Texas website.  Stop by and visit us; we’ll be in the Grand Place building.

What are your Earth Day plans?  Share your plans in the comments section below.

Feature image credit: petrmalinak / Shutterstock

About
Latest Posts

Chase Ezell

As Managing Editor for Earth911, Chase oversees editorial direction and content publishing for the site. Prior to his current role and spanning more than a decade, Chase served in various Public Relations, Communications and Sustainability roles.

Latest posts by Chase Ezell (see all)

Earth Day Pledge: Zero Waste For A Day – April 19, 2016
Recycling Awareness Front, Center At Landmark Events – April 15, 2016
Zero Food Waste On Display At New Grocery Concept – April 12, 2016

earth911

Link – 

Earth Day Pledge: Zero Waste For A Day

Posted in FF, G & F, GE, Landmark, ONA, PUR, solar, Uncategorized | Tagged , , , , , , , | Comments Off on Earth Day Pledge: Zero Waste For A Day

Renewable Energy Roundup: 5 Myths About Solar Energy

Renewable energy continues to advance, particularly the solar energy market which is dynamic and evolving quickly. Proof you say? Let’s take a look at a few facts first.

The solar industry had another record-breaking year in 2015, with installed capacity increasing 16% over 2014 installations.
At the same time, solar system prices fell by 17%.
For the first ever, solar beat natural gas in new power capacity last year, with solar energy contributing 29.4% of total new electric generation capacity.

Meanwhile, solar technology advances are making systems more energy efficient and resistant to shade from trees and buildings, allowing them to produce a larger percentage of overall household energy consumption. Many solar installers now offer solar system monitoring, so homeowners can view historic and real-time solar system output data. With such a dynamic market and with technology advances, things that were true a few years ago may no longer be true today. 

Researching renewable energy

Separating fact from fiction, let’s take a look at a few myths about solar energy that still prevail. Here are the Top 5 myths about renewable energy — specifically solar.

Myth 1: Solar PV systems require a lot of maintenance and upkeep

With no moving parts, grid-tied solar renewable energy electric systems (without batteries) requires virtually no maintenance. Image Credit: LUCARELLI TEMISTOCLE / Shutterstock

With no moving parts, grid-tied solar electric systems (without batteries) requires virtually no maintenance. This is impressive, considering the design life of most solar systems is 25 to 30 years. Most solar panel manufacturers even provide 20 to 30 year warranties, because the technology is so reliable.

It is however recommended to inspect solar panels for dust or debris a couple times a year, and clean them with the garden hose if necessary to ensure optimum energy output. Use caution when viewing or cleaning solar panels from high heights, if they cannot be clearly viewed from the ground. Most solar system owners never do inspect panels for cleanliness or clean them however and their systems continues to perform well. 

Most residential solar systems are connected to the electric grid and have no batteries, which makes them more efficient than a system without batteries. Most utility companies across the country have net metering programs to credit solar system owners for feeding solar electricity to the power grid, when the system is generating more than the home consumes at the time.

Batteries decrease the sustainability and efficiency of the solar system, as not all the power is actually captured and used. Like any other kind of battery, solar system batteries do require maintenance and will need to be replaced every five to ten years. They are also bulky and the batteries themselves have an environmental impact, even if they are recycled at the end of their life.

Myth 2: Solar power is very expensive

Although this was a true statement just a decades ago, the cost of solar panels and equipment has plummeted. As solar technology advances, solar energy production is also increasing significantly, allowing the system to produce more of the overall household electricity. Now that solar electricity has grown nearly exponentially in popularity, solar equipment is mass produced, allowing prices to fall significantly.

A similar phenomenon happened with digital cameras, DVD players, and laptops. Although these gadgets were very costly when they first hit the market, prices have since declined dramatically, making them more affordable for many people. Likewise, solar technology is advancing and becoming more efficient as well.

“There are higher efficiency solar panels available on the market now, which come at a slightly lower price [per watt],” says Nir Maimon, CEO of Sol Reliable, a solar installation and green energy solutions company headquartered in Los Angeles. “Average panel efficiency is now 17%-21%, while previously, it was closer to 16%-17% efficiency.”

At the same time, residential electricity rates have also increased over the last decade, especially in certain areas of the country. The financial performance of a solar system is largely dependent on the cost of electricity that a homeowner would otherwise pay. Today, solar energy systems have never been as affordable, or a better investment, especially in certain markets.

Myth 3: Solar panels don’t generate much electricity during the winter

When the temperature of the solar panels is cooler, they can generate more renewable energy. Image Credit: Bernhard Richter / Shutterstock

Unless you live on the North or South Pole, solar energy systems typically generate a lot of electricity during colder weather, unless they are covered by snow or ice. Despite the angle of the sun being lower in the sky and the days being shorter, solar energy systems can generate significant amounts of electricity throughout the winter months.

This is because solar panels use light, not heat, to generate electricity. When the temperature of the solar panels is cooler, they can generate more renewable energy. Once they reach temperatures around 32 degrees Celsius or 90 degrees Fahrenheit, solar panel output starts to decline. Since panel temperatures are roughly 20 degrees Celsius warmer than ambient temperatures, these temperatures are commonly reached in most climates. 

Myth 4: Solar technology is not reliable

Solar PV systems are very reliable and durable throughout its 25 to 30 year design life, requiring few if any repairs. Of course some of this depends on the components by specific companies, as some solar panel and equipment companies offer higher quality products than others. 

Solar panels are manufactured to handle extreme weather, including medium-sized hail and falling branches. In fact, the EU Energy Institute found that 90% of solar panels last for 30 years or longer. Because solar electricity is so reliable, it is frequently used to power vital systems, including railroad crossing signals, construction safety signs, aircraft warning lights, and navigational buoys.

Myth 5: I will be off grid and store solar energy in batteries

Most solar homes are still connected to the power grid, for financial and environmental reasons. Most solar systems produce more electricity than is needed during the day. Being connected to the power grid allows homeowners to feed excess daytime electricity to the grid under a program called net metering. Studies show that an average of 20% to 40% of a solar system’s output is fed to the power grid, where it helps to power neighboring houses. Credits appear on the electric bill for energy sold back to the power grid. During overcast weather and at night, solar homes draw power from the grid.

If a home is located in a remote area away from the power grid, a standalone solar system with batteries may be the most practical solution. There is typically a charge for extending the power grid, which can be thousands or even tens of thousands, depending on the distance and other factors. Sometimes stand alone solar systems are more cost-effective to install than extending the power grid, even when taking the costs and upkeep of batteries into account.

Feature image credit: lovelyday12 / Shutterstock

About
Latest Posts

Sarah Lozanova

Sarah Lozanova is a renewable energy and sustainability journalist and communications professional, with an MBA in sustainable management. She is a regular contributor to environmental and energy publications and websites, including Mother Earth Living, Earth911, Home Power, Triple Pundit, CleanTechnica, Mother Earth Living, the Ecologist, GreenBiz, Renewable Energy World, and Windpower Engineering.Lozanova also works with several corporate clients as a public relations writer to gain visibility for renewable energy and sustainability achievements.

Latest posts by Sarah Lozanova (see all)

Renewable Energy Roundup: 5 Myths About Solar Energy – April 13, 2016
Why One Family Of Four Chose To Downsize To 900 SF – April 8, 2016
Has Solar Energy Technology Evolved? – April 1, 2016

earth911

Visit site:  

Renewable Energy Roundup: 5 Myths About Solar Energy

Posted in alo, FF, G & F, GE, green energy, ONA, PUR, solar, solar panels, solar power, Uncategorized | Tagged , , , , , , , , , , , | Comments Off on Renewable Energy Roundup: 5 Myths About Solar Energy

Giant Trawlers Are Gobbling Up Fish in Critical Marine Ecosystem

Industrial fishing operations are scouring the waters of the Barents Sea around Norway,threatening more than 200 fish species and potentially endangeringmillions of seabirds, seals, whales, sharks, and walruses.

Using satellite data and field work, researchers for Greenpeace spent three years documenting the devastating impact industrialtrawlers have hadon whatmany scientists call the “Arctic Galapagos.” In their report, “This Far, No Further,” Greenpeace concludes that”the largely unexplored and vulnerable northern part of the Barents Sea ecosystem is at the mercy of destructive fishing practices, due to the current lack of action to protect it by the Norwegian government or the fishing and processing companies.”

The report specifically implicates companies like Birdseye, Findus and Iglo, which are buying millions of pounds of cod fish caught by the destructive trawlers, as well as haddock, northern prawns and halibut. Greenpeace wants food companies, restaurants and retailers to refuse to traffic in fish caught in the Barents Sea. They are also calling for the Norwegian government to create an off-limits zone in the region.

There are several reasons why industrial trawling is such a big problem. First, itis simply “one of the most destructive methods of fishing,” says marine conservation biologist Calum Roberts, a professor at the University of York, England. “Over the last 200 years, it has converted once rich and complex seabed habitats to endless expanses of shifting sands and mud.”

The trawlers are “weighted with heavy metal rollers; they smash and crush everything in their path.” They can destroy deep-water coral reefs and kelp forests that provide food and breeding grounds for all manner of oceanic wildlife.

The sheer volume of fish that trawlers can catch is also extraordinary. Overfishing has already caused fisheries in other parts of the world to collapse, to the point where some scientists believe we could not just overfish but outfish the oceans by 2050. The increasing number of trawlers, fish processors, exporters and distributors that are now operating in the Barents Sea are putting the entire ecosystem there at risk, as well.

Plus, trawlers catch millions of other animals besides fish. “According to some estimates,as much as 40 percentof fish caught around the globe is discarded at sea, dead or dying,”reports Lee Crockett, Director of U.S. Oceans at the Pew Charitable Trusts. That means millions of whales, turtles, seals, seabirds and other marine life are indiscriminately being caught, killed and thrown back into the sea.

Greenpeace and other conservationists are advocating establishment of a marine reserve to put the most sensitive areas of the Barents Sea completely off-limits to all extractive uses. The organization is also urging fish processors to stop doing business with suppliers that are fishing the northern Barents Sea waters.

Consumers, meanwhile, can put pressure on retailers not to buy fish from producers that can’t document that their fish did not come from the Barents Sea.

Consumers can alsoalso consult the recommendations made at SeafoodWatch.org, a resource created by the Monterey Bay Aquarium in California to help people choose seafood that’s been farmed or fished in ways that minimize their environmental impact.

Related
Overfishing is Actually Worse Than We Thought
12 Problems with Ocean Fish Farming

Photo Credit: g.norðoy

Disclaimer: The views expressed above are solely those of the author and may not reflect those of Care2, Inc., its employees or advertisers.

Visit site: 

Giant Trawlers Are Gobbling Up Fish in Critical Marine Ecosystem

Posted in alo, FF, G & F, GE, LAI, LG, Monterey, ONA, PUR, Radius, Uncategorized | Tagged , , , , , , , | Comments Off on Giant Trawlers Are Gobbling Up Fish in Critical Marine Ecosystem

Exciting Chip-and-PIN Update

Mother Jones

<!DOCTYPE html PUBLIC “-//W3C//DTD HTML 4.0 Transitional//EN” “http://www.w3.org/TR/REC-html40/loose.dtd”>

In the past, I have whined at great length about the fact that most new chip-based credit cards are chip-and-signature. This is both insecure—anyone can scrawl a signature—and incompatible with card readers in Europe. But the boffins who run our banks figured that Americans were too dumb to remember a PIN for their credit cards, so chip-and-signature it was.

However, my Wells Fargo debit card claims to be chip-and-PIN. Is it really? Today at the supermarket, a little sign told me that their card reader now accepts chip-based cards. So I stuck in my debit card. A few seconds later it asked for my PIN. Be still my heart! I entered it, and the transaction was approved.

So I can now report definitively that at least one debit card is true chip-and-PIN. And quite handily, the PIN is the same as the PIN for getting cash from the ATM, so it’s easy to remember. Thanks, Wells Fargo!

See original: 

Exciting Chip-and-PIN Update

Posted in FF, GE, LAI, LG, ONA, Uncategorized, Venta | Tagged , , , , , , , | Comments Off on Exciting Chip-and-PIN Update

No ‘Poo: Get Beautiful Hair with Just Baking Soda & Vinegar

Truly natural or organic shampoos can be pretty pricey, but you don’t need to drop big bucks for shiny, healthy hair. It might sounds like the recipe for a hair volcano, but baking soda and vinegar work great as shampoo and conditioner substitutes. Folks who use baking soda and vinegar instead of shampoo often call this technique the “no ‘poo” or “no shampoo” method.

Here are some tips on how to wash your hair with baking soda and vinegar!

Why Do No ‘Poo?

Like I mentioned above, it’s much cheaper than truly natural or organic shampoo and conditioner, but why not just grab a cheap bottle of Herbal Essences and be done with it, right? The trouble with conventional shampoo, including faux natural brands like Herbal Essences, is that they contain potentially harmful ingredients like sodium lauryl sulfate and fragrance.

For me, fragrance is the worst synthetic chemical in beauty products. “Fragrance” is actually an unregulated term that could refer to any cocktail of thousands of largely under-tested chemicals. Companies can get away with this misleading labeling under the guise of “proprietary information.” Meanwhile, we’re washing our hair with potential allergens and carcinogens. Boo on that!

I used to wash my hair with shampoo every other day, and after a few months doing no ‘poo, I only have to wash it once or twice a week, depending on how active I am. That means that not only do you save money, but you save water and the energy used to heat it for all of those longer showers.

Before we get into the ins and out of no ‘poo on the next page, I think it’s important to talk about one downside to making this switch: many people experience a breaking in period.

The Breaking In Period

I will warn you right now that almost everyone who switches to no ‘poo initially does have a breaking in period that can last from a few days to even a few weeks while your scalp adjusts. Some folks write the no ‘poo thing off after just a week or less, saying that it doesn’t work, but chances are that is because their body hasn’t gotten used to this more natural method for cleaning their hair.

Shampoo strips your hair of natural moisture, so your scalp might still be in oil-production overdrive for a little while while you adjust. The breaking in period can be pretty unfun, but there are a couple of things you can do to make it easier on yourself.

If you have short hair, brush it regularly. This helps distribute the oils more evenly, so your hair won’t look so greasy during the transition. Brushing can help distribute the oil in long hair, too, and you might want to go for updos, like pony tails or buns until your hair adjusts.

Image Credit: Creative Commons phoot by trenttsd


The Basic No ‘Poo Recipe

There are a couple of different ways that you can do this thing, but the basic idea is that you “wash” your hair in baking soda, rinse it thoroughly, then follow with a diluted vinegar rinse that you also rinse out thoroughly.

What you’ll keep in your shower are a water-tight container full of baking soda, and a squeeze bottle with your vinegar mixture. The amount of baking soda you use and the vinegar to water ratio that works for you really depends on your hair. If your hair is oily, you’ll want to up the baking soda and use less vinegar in your rinse. For dry hair, go the opposite direction. Here’s what works for me:

1. Pour about 1 tablespoon of baking soda into the palm of your hand, and moisten it. Massage it into your hair and your scalp. Wait a minute, then rinse.

2. Combine 1 tablespoon apple cider vinegar or white vinegar and 1 cup water in your squeeze bottle. You can do this in advance, so you don’t have to mix it up every time you wash, and you probably won’t need the whole cup for a single washing. Give the bottle a good shake, then squeeze some of the vinegar mixture onto your scalp. Massage it into your scalp and your hair, wait another minute or two, and rinse thoroughly.

Like I said, this is the mixture that works for me, but depending on your hair type, you may need to adjust the amounts of baking soda and vinegar that you use.

No ‘Poo for Curly Hair

The most common question I get when I talk about no ‘poo is whether it works on thick or curly hair. My hair is thick and a little bit wavy, and it works just fine for me, but I couldn’t speak for truly curly hair. A little research turned up an account from Lorissa from Beautiful Somehow who did a 30 day no ‘poo experiment. Here’s what she had to say:

I am so completely happy with my curly hair now! The curls are bigger, more defined, and not as frizzy as before. I am still using a tiny, tiny, tiny bit of mousse to set the curls. I am currently looking for a more natural alternative for it though. So if you know of one, please share!

You can read all about her no ‘poo experience over at Beautiful Somehow, and if you have any tips for an alternative to mousse, I bet she’d love your suggestions!

Tips from Fellow No-’Pooers

Stephanie Moram from Good Girl Gone Green does a slightly different mix for her hair. She recommends about 1 tablespoon of baking soda in a cup of water, and about the same ratio for vinegar. You can read about her no ‘poo method here.

My Healthy Green Family doesn’t like to call this method no ‘poo, but over there, Free Range Mama talks about the baking soda and vinegar method that she uses. She likes the same ratio as Stephanie recommends, and she also talks a little bit about a common question that folks have when they’re new to no ‘poo: the vinegar smell. As she describes, that smell should fade quickly as your hair dries. If it doesn’t, try using less vinegar in your mix next time.

Do any of you do the no ‘poo thing? I’d love to hear what’s worked for you – and what hasn’t! – in the comments.

Related:
5 Recipes for Homemade Personal Care Products
51 Fantastic Uses for Baking Soda
Non-Toxic Shampoo & Conditioner Test: Day 18

Disclaimer: The views expressed above are solely those of the author and may not reflect those of Care2, Inc., its employees or advertisers.

Original article: 

No ‘Poo: Get Beautiful Hair with Just Baking Soda & Vinegar

Posted in alo, Everyone, FF, GE, LAI, LG, ONA, organic, PUR, Radius, Uncategorized | Tagged , , , , , , , , | Comments Off on No ‘Poo: Get Beautiful Hair with Just Baking Soda & Vinegar

How to Spend Less So You Can Afford to Save More

Mother Jones

<!DOCTYPE html PUBLIC “-//W3C//DTD HTML 4.0 Transitional//EN” “http://www.w3.org/TR/REC-html40/loose.dtd”>

Thanks to Harold Pollack, personal finance index cards are all the rage. Today, the New York Times even has an index of popular index cards. Many of them share the same suggestions: pay off your credit cards, max out your 401(k), invest in low-load index funds, etc.

This is excellent advice. But how do you do it? Where do you get the money for this? For that, you need Kevin’s pre-index card. Not everything here works for everyone, but most of them will comfortably reduce daily expenses for most people without too much angst. And you can add your own ideas in comments. Enjoy!

See original article here: 

How to Spend Less So You Can Afford to Save More

Posted in Everyone, FF, GE, LG, ONA, Uncategorized, Venta | Tagged , , , , , , , , | Comments Off on How to Spend Less So You Can Afford to Save More

Newt Gingrich Says Elizabeth Warren’s Signature Program Is "Dictatorial." This Is What It Really Has Done.

Mother Jones

<!DOCTYPE html PUBLIC “-//W3C//DTD HTML 4.0 Transitional//EN” “http://www.w3.org/TR/REC-html40/loose.dtd”>

“Today, the Consumer Financial Protection Bureau is so far outside the historic American model of constitutionally limited government and the rule of law that it is the perfect case study of the pathologies that infect our bureaucracies at the federal level,” former House Speaker Newt Gingrich solemnly intoned in his opening statement as an expert witness at a congressional hearing on December 16. “It is dictatorial. It is unaccountable. It is practically unrestrained in expanding on its already expansive mandate from Congress. And it is contemptuous of the rights, values, and preferences of ordinary Americans.”

Republicans and outside conservative groups spent much of 2015 attacking the Consumer Financial Protection Bureau (CFPB)—the federal financial regulator that opened in 2011, conceived and launched by Sen. Elizabeth Warren (D-Mass.) after it was included in the 2010 Dodd-Frank Wall Street reform law.

This month’s hearing, where conservatives on the House Financial Services Oversight and Investigations Subcommittee lambasted the CFPB for collecting data on credit card usage, was just the latest in a string of attacks against the consumer agency. Gingrich is a paid adviser to a corporate-funded group, the US Consumer Coalition, that doesn’t disclose the identities of its donors and was founded by a PR firm to attack the agency. In November, a conservative group ran an ad during Republican debates attacking the CFPB and Warren as Soviet operators trying to shut down regular borrowers. Republicans in Congress have consistently introduced bills that would hamper the CFPB’s ability to function by restricting its budget or weighing down its decision-making process with extra bureaucratic layers. Ted Cruz, the senator from Texas and Republican presidential candidate, has gone even further, introducing legislation to eradicate the agency.

But amid the attacks, it’s been easy to lose sight of what the CFPB has actually been up to. Earlier this month, the CFPB released a report examining how one part of its financial regulation has unfolded. The CARD Act, passed in 2010 and overseen by the CFPB, aimed to clean up the credit card industry by eliminating hidden fees that hurt consumers.

According to the CFPB, the CARD Act’s changes saved consumers from $16 billion in these sorts of hidden fees between 2011 and 2014. Most of those savings have been paid for with higher upfront interest rates. Still, the total cost of credit cards declined in the first few years after the law’s enactment and has held steady since then at about 2 percent less than before the CARD Act.

The banking industry has argued that further regulations along these lines would constrict the availability of credit, since companies might decide it is no longer worth offering cards when they won’t reap as much profit off their customers. But the CFPB found that, in fact, approval rates for credit cards are rising, with lines of credit growing as well.

The CFPB plays a broad watchdog role, keeping an eye on financial institutions to see if they’re ripping off consumers. When the for-profit school group Corinthian Colleges closed this year, the CFPB set up $480 million in loan forgiveness for indebted students. In March, the agency issued a set of proposed rules to place new checks on payday lending. (The rules have yet to be finalized.) The agency has also been looking to tackle subprime auto loans and the prevalence of arbitration clauses in contracts in order to make it easier for consumers to file class action lawsuits.

Are these actions against the “preferences of ordinary Americans,” as Gingrich said? It’s hard to say, since most people have little knowledge of the CFPB. When two liberal-leaning groups—Americans for Financial Reform and the Center for Responsible Lending—explained what the CFPB was up to while polling people, they found that 75 percent of respondents supported the agency. Even when the US Consumer Coalition, the industry group Gingrich advises, ran a poll on the CFPB, it found that people generally have a favorable view. Only 19 percent of respondents could identify the CFPB, but of those who were familiar with it, 31 percent had a favorable view, compared with 14 percent who viewed it negatively.

Continue reading – 

Newt Gingrich Says Elizabeth Warren’s Signature Program Is "Dictatorial." This Is What It Really Has Done.

Posted in alo, Anchor, FF, G & F, GE, LAI, LG, ONA, Radius, Uncategorized, Venta | Tagged , , , , , , , , | Comments Off on Newt Gingrich Says Elizabeth Warren’s Signature Program Is "Dictatorial." This Is What It Really Has Done.

Jeb’s Health Care Plan: More Detail, But It Probably Wouldn’t Accomplish Much

Mother Jones

<!DOCTYPE html PUBLIC “-//W3C//DTD HTML 4.0 Transitional//EN” “http://www.w3.org/TR/REC-html40/loose.dtd”>

The standard-issue conservative “replacement” for Obamacare is a familiar hodgepodge of tax credits, health savings accounts, high-risk pools, block granting of Medicaid, tort reform, and interstate purchase of health plans. Today, Jeb Bush has broken the rules and offered up a plan that only includes the first four.

If you’re grading on a curve, that’s a promising start, and Jeb makes things even more interesting by actually offering up a fairly detailed set of alternatives to Obamacare. I’m not sure any Republican candidate has gone anywhere near as far as he has. A few highlights:

He wants to “promote innovation” by speeding up FDA approvals, increasing funding for the NIH, establishing national standards for electronic health records (but, oddly, removing any incentive to abide by them), and conducting a “regulatory spring cleaning.” Some of this is standard conservative stuff, but not all of it.
His plan provides a tax credit that can be used to buy private health insurance for anyone who doesn’t get health insurance through their employer. However, it sounds like the credit would be pretty small, probably on the order of a few thousand dollars.
He wants to broaden the use of health savings accounts.
He wants to get rid of Obamacare’s “Cadillac tax,” but he would replace it with something that sounds to me like it’s basically identical. Maybe I’m missing something here.
“States would be held accountable to ensure access for individuals with pre-existing conditions.” There’s a fair amount of gibberish here, and even Jeb doesn’t seem especially confident that it will work. However, it’s meaningless anyway since insurance companies wouldn’t be required to offer policies at the same rate to everyone (aka “community rating”). “States would report on access to care,” but that’s it. It appears that there’s nothing in Jeb’s plan that prevents insurance companies from simply charging sky-high prices to anyone with a pre-existing condition.
There is, of course, no mandate to buy insurance. This would be catastrophic for insurance companies, except for the fact that Jeb’s plan doesn’t require them to cover patients with pre-existing conditions in the first place.
Jeb almost fooled me by not mentioning block-granting of Medicaid. But of course that’s in there. He calls it “capped allotments” and pairs it up with a proposal to essentially deregulate state Medicaid plans completely but still “hold states accountable for outcomes”—though there’s not a single word about exactly what this means. Jeb’s allotment would grow at the rate of inflation, which means they’d get smaller every year since medical costs typically grow faster than inflation.

Just about every serious health care plan that truly wants to expand coverage relies on a three-legged stool: mandates, community rating, and federal subsidies. Jeb’s plan doesn’t include the first two and offers only a stingy version of the third. It’s much more detailed than your average Republican plan, but in the end it would probably expand coverage hardly at all.

View original: 

Jeb’s Health Care Plan: More Detail, But It Probably Wouldn’t Accomplish Much

Posted in Everyone, FF, GE, LG, ONA, PUR, Uncategorized, Venta | Tagged , , , , , , , | Comments Off on Jeb’s Health Care Plan: More Detail, But It Probably Wouldn’t Accomplish Much